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Misc

Free CIBIL report in India – Every month

India has seen phenomenal growth in personal loans, credit cards and now BNPL in recent years. Thus, numerous websites and apps provide you free Cibil report every month. In this article, I share names of a few apps/websites that give you free Cibil report or score How to get a free CIBIL report? Numerous websites/apps […]

American Express, Credit Card Hack, Hack, HDFC Bank, Misc

Pay Insurance Premium using Credit Cards

Let’s discuss the best ways to pay insurance premium using credit cards and earn reward points/cash back on the same. Over the next few months, we all will have a hefty insurance premium due on us. Typically, a household’s annual insurance premiums would easily be above 100k+. Given that we all have those dreaded LIC […]

Article-62-Lifetime Free Credit Cards

American Express, Axis Bank, Bank, Card Review, Compare, HDFC Bank, ICICI Bank, IDFC First Bank, SBI

Best Lifetime Free Credit Cards in India

Looking for the best lifetime free credit card in India that gives maximum benefits? Well, then this is the article you are looking for. I have listed down the best lifetime free credit cards currently available along with a benefits calculator; so that you can decide for yourself, which credit card suits you the best. […]

HDFC Millennia Credit Card

Bank, Card Review, HDFC Bank

HDFC Millennia Credit Card Re-Launch– 2021

HDFC Bank has re-launched the Millennia credit card recently with a revised reward structure. The changes will be applicable for Millennia credit cards issued post 1st October 2021. For someone holding an older Millennia credit card, the old reward structure will continue until 31st October; post which the updated reward structure will be applicable. However, […]

Paris Olympics Featured

American Express, Bank, Hack, HDFC Bank, Travel Hack

How credit card reward points can offer you free Paris Olympics trip?

We often read stories about how people use credit card reward points and travel for free. However, most of us either don’t know how to accumulate tons of reward points or don’t have those super premium credit cards. In today’s post, I endeavour to highlight how “not so premium credit cards” can be used to […]

Amazon Gift Cards

Axis Bank, Citibank, Credit Card Hack, HDFC Bank

How to buy Amazon Gift Cards at 5%-33% discount?

Given the ever-increasing acceptability of the AmazonPay wallet, it is becoming a go-to wallet for many. Amazon wallet can be used with a wide range of merchant payments and use cases, including bill payments, insurance payments, travel booking, food orders etc apart from paying for Amazon purchases. I prefer to load my Amazon wallet using […]

Rent Payment Offers

American Express, Axis Bank, Bank, Bank of Baroda, Citibank, HDFC Bank, ICICI Bank, Misc, Offers

Rent Payment Offers – June 2021

Rent payment being a major expense for most of us, it is always great if there are offers that allow us to save some money on it. Below are the ongoing rent payment offers on credit cards. I have been personally using credit cards to make rent payment for a few years now. Last year […]

Credit Card Strategy

American Express, Axis Bank, Citibank, Credit Card Hack, Hack, HDFC Bank, ICICI Bank, IDFC First Bank, OneCard, SBI, Yes Bank

My credit card strategy 2021

In this post, I will share my credit card strategy that I follow to maximise rewards from the 10 credit cards I own. Further, given that this is my 50th blog post it makes sense that I discuss my own thoughts and strategies rather than putting a review. J Currently, I own 10 credit cards […]

HDFC Regalia Diners Privilege

Bank, Card Review, Compare, HDFC Bank

HDFC Regalia vs Diners Privilege – Which one to choose?

HDFC Regalia is one of the most popular premium card available in the market. At the same time, HDFC Diners Privilege is another premium credit card offering from the HDFC Bank. One can read a detailed review of Diners Privilege here. Today, I will review HDFC Regalia credit card and compare the same with Diners […]

6E Rewards Ka-ching Banner

Airline Card, Bank, Card Review, HDFC Bank, Indigo

6E Rewards Ka-Ching credit cards by HDFC & Indigo

HDFC & Indigo airlines have launched 2 6E Rewards Ka-Ching credit cards. Ka-Ching??? what’s that? Well, HDFC Bank says it is the sound of cash. Okay, we will take their word for it. 😀  The Ka-Ching credit cards come in 2 variants, 6E Rewards, the base variant (annual fee INR700) and 6E Rewards XL the […]