Emirates and ICICI Bank have recently launched their co-branded credit cards Emirates ICICI Bank credit cards. There are 3 cards in this portfolio; Emeralde at the top end, Sapphiro at the mid-level and Rubyx at the entry-level. Recently StanC had decided to discontinue its partnership with Emirates airlines for credit cards. At that point, it was widely speculated… Read More »
Given that credit line cards such as Lazypay, Slice, Postpe, Kreditbee etc are making headlines nowadays. I decided to look at the fine prints of these cards and I was surprised by the permissions they seek. Further, I will highlight a few potential issues that you may face with your Cibil score if you have too many of… Read More »
Get to know the hidden T&Cs and fine prints of Slice, PostPe, Uni 1/3rd and other credit line cards before applying for them.Nowadays, credit line cards such as Slice, PostPe, Uni 1/3rd cards are doing a lot of marketing and positioning themselves as alternatives to credit cards. Therefore, why not look at some of their fine print and… Read More »
Let’s discuss the best ways to pay insurance premium using credit cards and earn reward points/cash back on the same. Over the next few months, we all will have a hefty insurance premium due on us. Typically, a household’s annual insurance premiums would easily be above 100k+. Given that we all have those dreaded LIC policies sold by… Read More »
Kotak Bank in tie-up with Indigo Airlines has recently launched Kotak Kaching credit cards. Kotak is the second banking partner for Indigo after HDFC Bank for the Kaching credit cards. The new Kotak Kaching credit cards are on the Visa platform as against the Mastercard platform for HDFC Bank. Let’s take a deep dive into Kotak Kaching credit… Read More »
Looking for the best lifetime free credit card in India that gives maximum benefits? Well, then this is the article you are looking for. I have listed down the best lifetime free credit cards currently available along with a benefits calculator; so that you can decide for yourself, which credit card suits you the best. I have already… Read More »
HDFC Bank has re-launched the HDFC Millennia credit card recently with a revised reward structure. The changes will be applicable for Millennia credit cards issued post 1st October 2021. For someone holding an older HDFC Millennia credit card, the old reward structure will continue until 31st October; post which the updated reward structure will be applicable. However, the… Read More »
“Club Vistara Indusind Explorer” credit card is a new offering from Indusind Bank in partnership with Air Vistara . The Vistara Indusind credit card targets affluent frequent flyers, clearly seen in the joining and annual fees. Let’s “explore” the features of the Vistara Indusind Explorer credit card. Vistara Indusind Explorer credit card Snapshot What did I like about… Read More »
Uni 1/3rd Card is a unique Buy Now Pay Later (BNPL) product that allows you to split all your spending into 3 EMIs for free. Basically, all the spending done in a month can be paid back in 3 equal monthly instalments without any interest or charges. However, if you decide to pay in full, you get a… Read More »
We often read stories about how people use credit card reward points and travel for free. However, most of us either don’t know how to accumulate tons of credit card reward points or don’t have those super premium credit cards. In today’s post, I endeavour to highlight how “not so premium credit cards” can be used to accumulate… Read More »