2021 promises to be a good year in terms of credit card launches. In the first 3 months, we have already seen a few good launches i.e. SBI Aurum credit card and 4 credit cards from IDFC First Bank. In the rest of the year, I expect around 6 new card launches to happen. Below is the list… Read More »
Amex MRCC has announced changes in the reward structure from April 2021. In an email to its customers, Amex has outlined the changes. Below are all the details about the new changes, how they affect you as a cardholder, what could be Amex’s rationale behind the move and what should be your strategy with MRCC now. Amex MRCC… Read More »
During these COVID times, rent payment using credit card rhas become a thriving segment for banks and rent payment platforms. Not only have many platforms come up for rent payment using credit card in the last few months, but also many credit card issuers have introduced multiple offers for rent payment. Check out the best platforms for rent… Read More »
While doing the detailed review of Amex Platinum Travel credit card, I realised how good the product is. In a gist, it gives you ~5% reward rate on spending 4 lakhs in a year. Thus, I applied for it right away. In this post, I discuss my thoughts behind applying this card and the application process. Amex Platinum… Read More »
Seems like many fintechs have taken the fancy of allowing users to pay rent using credit cards, and rightly so. Given the cash crunch due to the current lockdown, paying rent using credit cards can provide much-needed liquidity to users. When I last wrote on this topic, there were only two credible options- RedGiraffe and NoBroker. However, now… Read More »
RBI as part of Covid-19 regulatory package announced a moratorium of 3 months on all term loans, including credit card bills falling due between 1st March and 31st May. Many misinterpretations are floating around this announcement; however, I say that pay your credit card bill in full despite RBI’s moratorium. What makes me believe that paying the credit… Read More »
Recently, a friend asked me about the best forex cards available in the market. Although I was sure that Niyo Global is the best forex card but just to convince him I did a data comparison on forex cards of major Indian banks. While the concept of forex cards is simple and straightforward. Their only benefit is the… Read More »
Nowadays one can swipe credit cards for literally everything. However, are you aware that one can pay house rent via credit cards too? Well, there are multiple options available that allows one to make house rent payment via credit cards. Benefits of paying house rent via credit cards The obvious benefit of using credit cards for house rent… Read More »
Citibank has announced changes to its reward program and excluded many major categories from it, effective from 12th October 2019. Personally, Citibank is my primary card (till now that is) because of its simplicity. One gets reward points for all the transactions (no exceptions) and no expiry of reward points. However, this has now changed. Below are the… Read More »