Category Archives: ICICI Bank

Best super premium credit cards in India

HDFC Bank Infinia Credit Card

Banks offer a bouquet of credit cards suitable for a wide range of audiences, from entry level cards to super premium credit cards. Well, I did write about a few entry-level credit cards here, it’s now turn to look at the other extreme, the best super premium credit cards available in India.

Banks look to make their super premium credit cards an object of desire or a status symbol and as exclusive as possible. They start with making super premium credit cards available only to HNIs or select customers, high annual fee, high spending limit and exclusive or curated offers & experiences. Another common theme across all super premium credit cards is concierge service. While some concierge such as one from the Amex is way ahead of others, but nonetheless all banks will offer one.

Below is the list of top super premium credit cards available in India. I have ranked the credit cards based on reward points accrual based on a set template of annual spend. The template is spread over various categories, details in footnote.

Axis Flipkart – ICICI Amazon – HDFC Millennia cards comparison

With the launch of HDFC Millennia credit cards, all the top banks have launched cards targeting youth aka millennials. The target segment here is the customer base who tends to shop a lot more online on website such as Flipkart, Amazon, MMT, GoIbibo etc.  Thus, this makes it an apt time to compare the three cards i.e. Axis Flipkart, ICICI Amazon and HDFC Millennia card.

Comparison of Axis Flipkart, ICICI Amazon and HDFC Millennia cards

Axis Flipkart - ICICI Amazon - HDFC Millennia Credit Cards Comparison

Axis Flipkart – ICICI Amazon – HDFC Millennia cards Comparison

So which card is the best?