Category Archives: Bank

SBI Simply Save Credit Card Review

SBI Simply Save Credit Card

SBI Simply Save credit card is yet another entry-level credit card from SBI. If one imagines the Simply Save and Simply Click credit cards as the actors in the popular sitcom Two and a Half Men Simply Save would be the poor younger brother Alan Harper and Simply Click would be the popular and suave Charlie Harper.

What makes the Simply Save credit card poor Alan Harper? Read on to find out.

Paytm First Credit Card Detailed Review

Paytm First Credit Card

Paytm in collaboration with Citibank has launched Paytm First credit card, an entry-level card targeting existing Paytm users. Now, Paytm being a Payments Bank cannot offer lending products such as credit card on its own. Thus, it had to launch this Paytm First credit card as a co-branded card with Citibank.

SBI Simply Click Credit Card Review

SBISimplyClickCreditCard

SBI Simply Click credit card is an entry-level credit card targeting online spenders. This card provides 10X reward points with many popular online websites such as Amazon, BookMyShow, Cleartrip etc. Further, it provides 5X reward points for other online spends. Let’s have a detailed look at SBI Simply Click credit card and compare the same with ICICI Bank’s Amazon credit card.

RBL Zomato Credit Cards – Detailed Review

RBL Zomato Edition Credit Cards

RBL Bank and Zomato has launched Edition co-branded credit cards in partnership with Mastercard. These co-branded credit cards are targeted towards regular Zomato users and promise a reward rate of 5%-10% on Zomato orders. Not to forget the complimentary Zomato Gold membership on these credit cards. Here is everything one needs to know about these Edition credit cards.

6E Rewards Ka-Ching credit cards by HDFC & Indigo

6E Rewards Ka-ching Banner

HDFC & Indigo airlines have launched 2 6E Rewards Ka-Ching credit cards. Ka-Ching??? what’s that? Well, HDFC Bank says it is the sound of cash. Okay, we will take their word for it. 😀  The Ka-Ching credit cards come in 2 variants, 6E Rewards, the base variant (annual fee INR700) and 6E Rewards XL the premium variant (annual fee INR2500).

Let’s see how good the Ka-Ching credit cards are and how they fare with other co-branded airline credit cards.

New SBI Landmark credit cards launched

SBI Landmark Cards snapshot

SBI Card in the runup to its IPO has launched new co-branded credit cards with Landmark group. While SBI Card and Landmark has launched 9 credit cards in all, actually they are just 3 cards (Prime, Select and Base variant). What SBI and Landmark have done is launched 3 credit cards under each of their brands Lifestyle Home Centre, Max and Spar. Landmark group owns the Lifestyle, Home Centre, Max and Spar brands in India. The features and offers on the cards are all the same for a given variant. Let’s have a look at these cards variant wise.

Forex Cards: Niyo Global vs Other Forex Cards

Forex Cards

Recently, a friend asked me about the best forex cards available in the market. Although I was sure that Niyo Global is the best forex card but just to convince him I did a data comparison on forex cards of major Indian banks.

While the concept of forex cards is simple and straightforward. Their only benefit is the ability to lock the exchange rate. However, banks seem to be making money at every step in this very simple product.

Amex SmartEarn Credit Card Review

Amex SmartEarn credit card is an entry-level offering from American Express, it comes with low annual fees and low annual spend threshold for fee waiver. This card is primarily targeted towards the masses, who want to own a American Express credit card, but don’t want to pay high annual fees or don’t want to spend a lot using credit cards. Here is everything you need to know about the card.

IRCTC SBI Credit Cards – Review

SBI IRCTC credit cards

SBI Card seems to be on a product-launching spree, thanks to the upcoming IPO. They have now launched IRCTC SBI Premier credit card. This new credit card along with IRCTC SBI Platinum credit card are probably the only credit cards in India targeting frequent travelers of Indian Railways.

If one recalls, SBI had recently launched two co-branded credit cards, SBI Club Vistara Prime and SBI Club Vistara, in partnership with Air Vistara.

Redeem 12,000 Amex reward points for 5,310 credit

Amex has introduced a new reward redemption option at 12,000 MR points for a statement credit of INR 5310. Recently, I was having a word with Amex customer care to adjust my 18,000 MR rewards points for a statement credit of 7,500 on my Amex MRCC credit card (Detailed review here and more about the card here) . It was then the executive informed me that they have introduced another slab at 12,000 points. This new option gives statement credit of 5,310. To be sure I got the numbers right, I this time opted for chat feature in the Amex app.  The executive there too confirmed the existence of new slabs and told about the T&Cs.