Category Archives: Bank

Amex SmartEarn Credit Card Review

Amex SmartEarn credit card is an entry-level offering from American Express, it comes with low annual fees and low annual spend threshold for fee waiver. This card is primarily targeted towards the masses, who want to own a American Express credit card, but don’t want to pay high annual fees or don’t want to spend a lot using credit cards. Here is everything you need to know about the card.

IRCTC SBI Credit Cards – Review

SBI IRCTC credit cards

SBI Card seems to be on a product-launching spree, thanks to the upcoming IPO. They have now launched IRCTC SBI Premier credit card. This new credit card along with IRCTC SBI Platinum credit card are probably the only credit cards in India targeting frequent travelers of Indian Railways.

If one recalls, SBI had recently launched two co-branded credit cards, SBI Club Vistara Prime and SBI Club Vistara, in partnership with Air Vistara.

Redeem 12,000 Amex reward points for 5,310 credit

Amex has introduced a new reward redemption option at 12,000 MR points for a statement credit of INR 5310. Recently, I was having a word with Amex customer care to adjust my 18,000 MR rewards points for a statement credit of 7,500 on my Amex MRCC credit card (Detailed review here and more about the card here) . It was then the executive informed me that they have introduced another slab at 12,000 points. This new option gives statement credit of 5,310. To be sure I got the numbers right, I this time opted for chat feature in the Amex app.  The executive there too confirmed the existence of new slabs and told about the T&Cs.

Best Credit Cards for Lounge access in 2020

Best Credit Cards for Lounge Access

I am usually very excited about air travel, maybe the child in me has not grown up yet :D. Apart from the flight, another exciting part of air travel is the airport lounge, where one can relax and grab something to eat and drink, free of course. :D. Well, to get free airport lounge access one needs to have right credit cards.

Here, I have made a detailed list of most credit cards that provide complimentary lounge access. . The post is divided into 2 parts, part one where I list the credit cards on the basis on free lounge access they provide. The second part is my thoughts on how to select the best credit card for lounge access.

Best Travel Credit Cards in India for 2020

Axis Bank Air Vistara Infinite

After writing on Air Vistara credit cards last week, I thought of figuring out the best travel credit cards available in India.  Simply because when we go on vacation or travel, the single largest expense is the flight cost.

While there are only 2 full-service domestic airlines in India that offer air-miles, the travel credit cards space has lot more choices thanks to few international airlines offering co-branded credit cards locally and few card issuers who allow conversion of reward points to air-miles of multiple airlines.

Of all the travel credit cards available in India, I have listed the best 5 cards below. For others, I have made a comparison table to indicate why they did not make the cut.